Private School & College Insurance for Florida & the Southeast

Protecting Educational Ministries

From church-affiliated preschools to Christian academies and Bible colleges, private schools balance education with spiritual development. These institutions face the same risks as public schools plus unique faith-based exposures. Strong Tower Insurance has provided private school insurance in Florida, Georgia, and across the Southeast for nearly 50 years, providing coverage for staff, students, and facilities.

Key Insurance Coverages for Schools

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General Liability

Covers student injuries, field trip incidents, and athletics-related claims.

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Educators Legal Liability

Helps protect against claims of discrimination, wrongful expulsion, or failure to educate.

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Directors & Officers / EPLI

Defends administrators and boards against governance and employment-related claims.

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Professional Liability for Teachers

Covers allegations of negligent instruction or advice.

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Sexual Misconduct Liability

Provides critical coverage for allegations involving students.

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Property Insurance

Helps protect classrooms, gyms, labs, technology, and instruments.

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Business Interruption

Helps schools recover tuition or expenses if forced to close temporarily.

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Workers' Comp

Covers faculty and staff injuries.

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Auto & Bus Insurance

Helps protect student transportation programs.

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Student Accident Insurance

Provides coverage for medical costs from student injuries.

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Special Considerations for Higher Education

Colleges may require coverage for campus security, foreign study programs, and additional liability for student organizations. Strong Tower is able to help you scale policies as enrollment grows, helping your school remain protected from Plant City to Charlotte and Nashville.

Partnering for Safe, Successful Schools

Strong Tower partners with administrators and boards to review coverage annually, address compliance requirements, and align policies with school growth. Whether your academy has 50 students or 500, we can find coverage that fits.