Mission Trip & Missionary Insurance for Churches

Standard domestic health and liability policies often fall short once teams leave the country-or even when serving out of state. Mission trip insurance is built for church travel and volunteer work, covering illness, injuries, liability, and evacuations. Whether your group departs from Tampa International or Orlando International to serve in Central America or the Caribbean, Strong Tower Insurance packages protection so your team can focus on ministry.

Why Special Insurance for Missions?

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Coverage Components for Mission Trips

Travel Medical

Pays for treatment if a traveler gets sick or injured, plus emergency medical evacuation when local care isn't adequate.

Accident Insurance

Provides benefits for accidental injury, including AD&D where included.

Trip Cancellation/Interruption

Reimburses nonrefundable deposits and added return costs when covered events disrupt itineraries.

Mission Liability

Addresses accidental injury or property damage claims arising from ministry activities abroad.

Property/Equipment

Covers tools, medical kits, sound gear, and devices taken on assignment.

Optional Security Evacuation

For higher-risk regions, access crisis response and extraction services.

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Short-Term Teams vs. Long-Term Missionaries

Short-Term Teams

Simple, affordable per-person, per-day coverage for a week or two abroad.

 Career Missionaries

Ongoing international health, evacuation, and liability options for months or years on the field. Strong Tower helps match benefits to the sending church or agency's requirements.

Integrating with Church Coverage

Mission policies complement, not replace, stateside coverage. Many domestic general liability and workers' comp programs don't extend abroad or to volunteers. We'll identify gaps and coordinate mission trip insurance with your existing portfolio so leadership understands where each policy applies.

When Things Don't Go As Planned

Scenario 1: A student volunteer fractures an ankle on uneven terrain overseas; travel medical covers hospital care and medical evacuation back to Florida.


Scenario 2: A volunteer accidentally damages a host church's equipment during setup; mission liability responds, preserving relationships and the trip's purpose.

From youth teams to disaster-relief crews, mission trip insurance helps ministries move with confidence. Strong Tower Insurance will outline limits, exclusions, and certificates your board or sending agency requires-then provide clear, comparable options for quick approval.

Serve Boldly, Travel Wisely

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