Daycare & Preschool Insurance for Child Care Ministries

Protecting Your Child Care Ministry

From church-affiliated preschools to Christian academies and Bible colleges, private schools balance education with spiritual development. These institutions face the same risks as public schools plus unique faith-based exposures. Strong Tower Insurance has provided private school insurance in Florida, Georgia, and across the Southeast for nearly 50 years, giving leaders peace of mind that their staff, students, and facilities are protected.

Essential Coverages for Daycares and Preschools

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General Liability

Covers injuries to children or visitors in classrooms, playgrounds, or common areas.

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Abuse & Molestation Liability

Provides critical defense and coverage for sensitive allegations.

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Professional Liability

Protects staff against claims of negligence in early childhood education.

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Medical Payments for Children

Pays smaller medical bills promptly to maintain trust with families.

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Property Insurance

Covers facilities, toys, cribs, playgrounds, and teaching supplies.

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Business Auto & Non-Owned Autoance

Protects vans and staff drivers transporting children.

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Workers' Comp

Covers daycare teachers and aides for workplace injuries.

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Umbrella Liability

Adds higher limits for centers with larger programs or busier facilities.

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Safety and Compliance Benefits

Proper insurance isn't just smart-it's often required for licensing. In Florida, daycares must show proof of liability insurance to stay licensed. Strong Tower provides quick certificates of insurance for licensing agencies, landlords, and parents' peace of mind. Many carriers also offer free safety resources, and we connect you with these tools to reduce risks.

Caring for the Caregivers

Childcare work is demanding, and those who serve deserve the assurance that their center is protected. Strong Tower Insurance partners with church-based nurseries, independent preschools, and nonprofit daycares to build policies that cover real-world risks while staying affordable.