Pregnancy Center Insurance for Clinics & Ministries

Pregnancy center insurance supports organizations that provide counseling, education, material aid, and-at many locations-limited medical services like ultrasounds or STI testing. This mix of spiritual care, counseling, and healthcare requires coverage designed for faith-based medical clinics and nonprofit operations. From Plant City and Tampa to Orlando and Jacksonville, Strong Tower Insurance understands the sensitive legal environment, privacy expectations, and community visibility pregnancy resource centers manage every day.

Unique Risks of Pregnancy Resource Centers

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Comprehensive Coverage Package for Pregnancy Centers

General Liability

Addresses visitor injuries at the clinic, parenting class incidents, and personal/advertising injury linked to outreach or communications.

Professional Liability (Medical Malpractice)

For centers offering medical services, protect medical directors, RNs/sonographers, and clinic operations against malpractice allegations.

Counseling Liability

Extends coverage for professional counseling delivered by staff or trained volunteers.

Abuse & Molestation

Defense and indemnity for allegations involving vulnerable clients; essential for volunteer-intensive ministries.

Directors & Officers

Protects boards and officers when leadership decisions are challenged, from hiring to use of funds.

Property & Inland Marine

Covers clinic contents, ultrasound machines, laptops, and inventory like diapers or baby clothing; include mobile clinic units when applicable.

Workers' Comp & Volunteer Accident

Care for employees and provide accident benefits for volunteers.

Cyber Liability

Helps with data breach response, notification costs, and HIPAA-related exposures.

Regulatory Compliance and Trust

Many centers must show proof of malpractice coverage, satisfy HIPAA privacy requirements, and meet grant or affiliate program standards. Strong Tower Insurance helps align limits, endorsements, and certificates for compliance-so whether your location is near the I-4 corridor or serving clients across North Florida and the Panhandle, your paperwork and policies meet expectations on inspection day.

Coverage in Action

Scenario 1: A client alleges negligent advice after a visit with a volunteer counselor. Because the center carried counseling and professional liability, the insurer provided legal defense and resolved the matter without draining program funds.


Scenario 2: Vandals damage the clinic's entry and ultrasound machine overnight. With replacement cost valuation and scheduled equipment, the property policy funds repair and equipment replacement, minimizing downtime.

Your team focuses on listening, guiding, and caring for moms and families. Strong Tower Insurance focuses on structuring pregnancy center insurance that reflects exactly how you operate-clinic hours, mobile units, volunteer roles, and data privacy. Let's review your policies and prepare board-ready options your directors can approve quickly.

Extend Your Mission, Limit Your Worries

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