Non Profit Business Insurance Florida
Non Profit Business Insurance Florida – Call Strong Tower!
Are you looking for alternative coverage for Non Profit Business Insurance in Florida, or not satisfied with your existing agent?
If so contact the agents at Strong Tower Insurance today.
For over 20 years Strong Tower Insurance has the served the Non Profit Industry offering comprehensive solutions to protect your organization.
Call 800-329-0093 to speak with our courteous and experienced staff during normal business hours, or you can request quotes and information by clicking on Non Profit Business Insurance Quotes Florida.
Why Choose Strong Tower for Nonprofit Business Insurance in Florida?
As a specialist we are in the best position to help you find the coverage you need for your nonprofit organization. We offer Non Profit Insurance in Florida, Georgia, South Carolina, and North Carolina and have done so for over 20 years.
In addition we insure Religious Institutions, Charter and Private Schools, Day Cares, and Pregnancy Centers.
It’s important to work with a company that specializes in Non Profit Insurance, much like a family doctor who completes an EKG on a patient complaining of chest pain only to discover the signs of a heart attack — his family doctor would immediately make arrangements to have him transported to the emergency room and for follow-up treatment to a heart disease specialist.
So too is the need for organizations to only use agencies that specialize in insuring nonprofit organizations.
We strive to provide our customers with sound, honest counsel and comprehensive, affordable coverage to fit their unique insurance needs.
Another necessary step is to consider what coverage to pick, and what steps are needed to evaluate your overall insurance protection.
In some cases gaps in insurance protection may be evident after we evaluate your business insurance. A gap in insurance protection means your organization would be responsible for paying any claims out of your general fund versus the insurance company absorbing the loss.
Let’s consider Part 2 of a fictitious claims scenario by a Nonprofit Organization next.
You can read Part 1 by clicking on Non Profit Insurance Florida.
Florida Non Profit Business Insurance – Claims Scenario Part 2.
In our initial article, while driving a van full of elderly singles and a few couples to Everglades National Park, Martha accidentally ran over a huge alligator.
The alligator was instantly killed and the 15 seat passenger van was badly damaged.
Fortunately after everyone got checked out medically there were no major injuries, except to the van and the unfortunate alligator.
The question we posed in our last article was this: Will the medical expenses and damage to the vehicle be covered by Seniors On The Go Transportation’s Commercial Auto Insurance Policy?
Yes, to the medical expenses.
This would be covered by the Medical Expense Coverage purchased by Seniors On The Go Transportation’s commercial auto policy that has a limit of $10,000 per person. If anyone suffered an injury exceeding $10,000 the Bodily Injury Liability coverage would then kick in up to their available policy limits.
What about the damage to the vehicle itself?
Houston we have a problem.
Several months prior to this accident, Seniors On The Go Transportation switched their insurance provider.
They did so because they were able to lower their commercial auto insurance by around 15% or so. With the possibility of the loss of a grant by the state of Florida, they were looking to trim their expenses, and trim they did.
Now the expense trimming is costing them over $20,000 out-of-pocket!
They had two different options on covering the physical damage to their commercial vehicles including their passenger van damaged by the alligator collision.
Instead of purchasing something called Comprehensive Coverage they purchased something called Specified Causes of Loss.
Unfortunately Specified Causes of Loss does not include hitting an animal or a reptile in this case.
Seniors On The Go Transportation is forced to pay $20,000 out-of-pocket for the damage to their transportation van.
See how tricky this can be? This is just one example of a coverage gap that Nonprofits face when they own commercial vehicles.
Non Profit Business Insurance Florida – Why Not Speak with Our Specialist Today?
Call Strong Tower Insurance at 800-329-0093 to speak with our specialist for a free consultation to determine if your organization has potential gaps in your insurance protection.
Our agents are available Monday through Friday 9 AM to 5 PM Eastern Standard Time.
If you find our website after hours you can also use our convenient online information system by clicking on Non Profit Business Insurance Quotes Florida.
We look forward to discussing your insurance needs.Tags: Florida Non Profit Business Insurance, Non Profit Business Insurance Florida, Non Profit Business Insurance Quotes Florida, Non Profit Insurance Florida, Non Profit Insurance in Florida
Specialized Coverage For:
- Religious Institutions
Insurance for Churches and Religious Institutions
Strong Tower Insurance proudly offers comprehensive solutions for Florida Church Insurance and Insurance for Religious Institutions. Call 800-329-0093 or click for more details.Find Out More ►
- Mission Trip Coverage
Insurance Coverage for Mission Trips
Taking part in a mission trip is a generous and noble act. You are reaching out to people in need with the intention of improving a stranger’s life. Learn how mission trip insurance policies can protect you. Visit our page to learn more.Find Out More ►
- Charter & Private Schools
Insurance for Charter and Private Schools
Taking a one-size-fits-all approach is not necessarily a good idea when it comes to considering all possible areas where Private Schools may be vulnerable to litigation or claims. Click here to see how we can help.Find Out More ►
- Pregnancy Centers
Insurance for Pregnancy Centers
As a pregnancy center, it is your job to help women receive the care and guidance they need in order to have a healthy birth plan. Learn why your pregnancy center must have the appropriate insurance coverage to protect your organiazationFind Out More ►
- Nonprofit Organizations
Insurance for Nonprofit Organizations
Nonprofit organizations help our communities prosper and it is vital to obtain the appropriate insurance protection. Learn more by clicking our link.Find Out More ►
- Daycare Centers
Insurance for Daycare Centers
Not all Day Care insurance policies are created equal. Call to speak with our specialist and we can design a plan around your needs.Find Out More ►