Church Insurance New Port Richey

Church Insurance New Port Richey — Your Coverage Form Makes a Huge Difference with Claim Settlements.

Church Insurance New Port RicheyIf you are shopping for Church Insurance in New Port Richey Florida are you more concerned with price or coverage?

It’s a very important question that could make a significant difference for large claims.

For this reason, you should call the agents of Strong Tower Insurance when you need different options for Church Insurance in Florida.

Please call and speak with our licensed agents by dialing 1-800-329-0093 through the workweek up until 5 PM — or use of our hassle-free online quote request system by picking the specific hyperlink you see listed below based on the physical location of your Church.

If your area is not listed, choose All Other Areas.

Church Insurance New Port Richey — Water Damage, Covered or Not Covered Part 3?

In our last article in which you can read by clicking on Church Insurance Tarpon Springs Florida we found our claims adjustor, Stanley Write, meeting with Pastor Joe of Momentous Heavenly Visions Church to discuss the results of a claim the Church just filed the previous day.

To briefly review our storyline, Momentous Heavenly Visions Church recently finished their construction expansion project for their building to accommodate their increasing membership base. 

Prior to their first scheduled service the sprinkler system malfunctioned resulting in a substantial amount of water expelled throughout the building causing widespread damage and a big mess.

Let’s pick up where we left off after Stanley advises Pastor Joe his claim will be covered.

“Pastor Joe, I have finished up my evaluation of your claim and based on the policy form you purchased it does look like your claim will be covered, so that’s the good news.”

Stanley continues, “And because the construction is brand new there won’t be much of an adjustment for depreciation, so I’m authorizing the settlement of your claim for the full amount and I have a check here that I have signed and authorized so you can get started on fixing the damage.

Stanley pauses for a few seconds before continuing, “to be truthful with you Pastor Joe, I’m a little concerned about the coverage form you purchased.” Stanley hesitates slightly before continuing, “as you are aware my main job is to approve or in some cases deny claims.” 

“I’m not your insurance agent of course and I don’t normally discuss coverage options with customers, especially after a claim, that’s really your agents’ job… but I know these policy coverage forms like the back of my hand and your Church is covered only by the Basic Coverage Form and it’s plain to see that your Church has invested a significant amount of money in your addition to your existing building.”

Stanley pauses again not sure how to broach this topic and also not wanting to open up a can of worms, but he felt it was necessary in this instance, “did you have a conversation with your agent about the different levels of coverage you can buy on your commercial policy?”

We will learn the answer to this question in our next post.

Church Insurance New Port Richey — Policy Reviews are Important!

As the above situation demonstrates quite clearly, it is important for you to review your coverage to check your coverage.  The coverage you purchased initially may now need to be modified or increased to meet your current needs.

The worst possible time to learn something is not covered is right after the claim happens.

For this reason, the agents of Strong Tower Insurance offer free policy reviews to assist you with your insurance purchasing decision.

Call us today by dialing 1-800-329-0093 to speak with one of our licensed agents to discuss your specific needs.

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