Church Insurance New Port Richey
Church Insurance New Port Richey — Your Coverage Form Makes a Huge Difference with Claim Settlements.
If you are shopping for Church Insurance in New Port Richey Florida are you more concerned with price or coverage?
It’s a very important question that could make a significant difference for large claims.
For this reason, you should call the agents of Strong Tower Insurance when you need different options for Church Insurance in Florida.
Please call and speak with our licensed agents by dialing 1-800-329-0093 through the workweek up until 5 PM — or use of our hassle-free online quote request system by picking the specific hyperlink you see listed below based on the physical location of your Church.
If your area is not listed, choose All Other Areas.
- Tarpon Springs Florida Church Insurance
- Church Insurance Palm Harbor
- Church Insurance Holiday Florida
- Church Insurance Seven Springs Florida
- New Port Richey Florida Church Insurance
- Church Insurance East Lake Florida
- Florida Church Insurance – All Other Areas
Church Insurance New Port Richey — Water Damage, Covered or Not Covered Part 3?
In our last article in which you can read by clicking on Church Insurance Tarpon Springs Florida we found our claims adjustor, Stanley Write, meeting with Pastor Joe of Momentous Heavenly Visions Church to discuss the results of a claim the Church just filed the previous day.
To briefly review our storyline, Momentous Heavenly Visions Church recently finished their construction expansion project for their building to accommodate their increasing membership base.
Prior to their first scheduled service the sprinkler system malfunctioned resulting in a substantial amount of water expelled throughout the building causing widespread damage and a big mess.
Let’s pick up where we left off after Stanley advises Pastor Joe his claim will be covered.
“Pastor Joe, I have finished up my evaluation of your claim and based on the policy form you purchased it does look like your claim will be covered, so that’s the good news.”
Stanley continues, “And because the construction is brand new there won’t be much of an adjustment for depreciation, so I’m authorizing the settlement of your claim for the full amount and I have a check here that I have signed and authorized so you can get started on fixing the damage.
Stanley pauses for a few seconds before continuing, “to be truthful with you Pastor Joe, I’m a little concerned about the coverage form you purchased.” Stanley hesitates slightly before continuing, “as you are aware my main job is to approve or in some cases deny claims.”
“I’m not your insurance agent of course and I don’t normally discuss coverage options with customers, especially after a claim, that’s really your agents’ job… but I know these policy coverage forms like the back of my hand and your Church is covered only by the Basic Coverage Form and it’s plain to see that your Church has invested a significant amount of money in your addition to your existing building.”
Stanley pauses again not sure how to broach this topic and also not wanting to open up a can of worms, but he felt it was necessary in this instance, “did you have a conversation with your agent about the different levels of coverage you can buy on your commercial policy?”
We will learn the answer to this question in our next post.
Church Insurance New Port Richey — Policy Reviews are Important!
As the above situation demonstrates quite clearly, it is important for you to review your coverage to check your coverage. The coverage you purchased initially may now need to be modified or increased to meet your current needs.
The worst possible time to learn something is not covered is right after the claim happens.
For this reason, the agents of Strong Tower Insurance offer free policy reviews to assist you with your insurance purchasing decision.
Call us today by dialing 1-800-329-0093 to speak with one of our licensed agents to discuss your specific needs.
- Tarpon Springs Florida Church Insurance
- Church Insurance Palm Harbor
- Church Insurance Holiday Florida
- Church Insurance Seven Springs Florida
- New Port Richey Florida Church Insurance
- Church Insurance East Lake Florida
- Florida Church Insurance – All Other Areas
Specialized Coverage For:
- Religious Institutions
-
Insurance for Churches and Religious Institutions
Strong Tower Insurance proudly offers solutions for Florida Church Insurance and Insurance for Religious Institutions. Call 800-329-0093 or click for more details.
Find Out More ► - Mission Trip Coverage
-
Insurance Coverage for Mission Trips
Taking part in a mission trip is a generous and noble act. You are reaching out to people in need with the intention of improving a stranger’s life. Learn how mission trip insurance policies can protect you. Visit our page to learn more.
Find Out More ► - Charter & Private Schools
-
Insurance for Charter and Private Schools
Taking a one-size-fits-all approach is not necessarily a good idea when it comes to considering all possible areas where Private Schools may be vulnerable to litigation or claims. Click here to see how we can help.
Find Out More ► - Pregnancy Centers
-
Insurance for Pregnancy Centers
As a pregnancy center, it is your job to help women receive the care and guidance they need in order to have a healthy birth plan. Learn why your pregnancy center must have the appropriate insurance coverage to protect your organiazation
Find Out More ► - Nonprofit Organizations
-
Insurance for Nonprofit Organizations
Nonprofit organizations help our communities prosper and it is vital to obtain the appropriate insurance protection. Learn more by clicking our link.
Find Out More ► - Daycare Centers
-
Insurance for Daycare Centers
Not all Day Care insurance policies are created equal. Call to speak with one of our licensed agents and we can design a plan around your needs.
Find Out More ►