Wesley Chapel Church Insurance

Wesley Chapel Church Insurance — Insurance from a Name You Can Trust!

Wesley Chapel Church InsuranceIn need to update your Business Insurance for your Church? If so, Strong Tower Insurance is a name you can trust when you are looking for Church Insurance in Wesley Chapel Florida or the surrounding areas!

You can reach one of our licensed agents directly by dialing 1-800-329-0093 up until 5 PM EST, or you can send us a request online for information about our Florida Church Insurance Program.

Carefully look at the hyperlinks listed below to select the one closest to your actual location to request information on our Florida Church Insurance Program:

Strong Tower Insurance offers comprehensive and competitive insurance solutions for your ministry and has done so for many years.

We offer broad coverage including Business Property Coverage for Owned Buildings or Business Personal Property, Commercial Auto Insurance for Church Buses and Vans, plus Workers Compensation Insurance for Churches in Florida, Cyber Liability Insurance for Churches, plus many other options to safeguard your ministry from the litigious society in which we live.

Additionally, we offer free Business Insurance Policy Reviews to double check your coverage for hidden gaps in your Florida Business Insurance Policy for Churches.

Wesley Chapel Church Insurance — A Closer Examination of the Basic Coverage Form.

In last month’s series of articles, we were discussing Property Coverage Forms and we discovered there are three specific forms that can be purchased:

  • Basic Form
  • Broad Form
  • Special Form

In this article we are going to continue our examination of the Basic Coverage Form with three specific claims examples.

As we considered in this article, Church Insurance Winter Haven FL we learned that the Basic Coverage Form covers only a limited number of claim events or named perils.

In this article, Church Insurance Riverview Florida we learned that when a claim occurs that is not listed or specified as a named peril in the policy, the insurance company is not legally obligated to pay the claim.

Let’s now break down by means of examples, three specific claim events that likely would be covered by the Basic Coverage Form.

Example 1: a fire is caused when a candle for decoration is tipped over by a congregation member setting part of the Church on fire. The fire is quickly extinguished by the local fire department and the damage amounts to $7,129 for repairs and fire/smoke restoration services.

Example 2: a natural gas line becomes ruptured and static electricity causes an explosion within the kitchen of the Church demolishing the building leading to an estimated cost of $697,000 to rebuild.

Example 3: a pilot suffers a medical emergency in his Cessna Denali and the airplane crashes into the Church building, thankfully when it was unoccupied, causing hundreds of thousands of dollars in structural damage.  The aircraft owner was uninsured.

In our next post we will consider several other examples of claim events that would be covered under the Basic Coverage Form.

Remember — Under the Basic Coverage Form the Following Are Covered:

Fire, Lightning, Explosion, Windstorm, (there may be a wind exclusion depending on the proximity of Church Buildings or Business Property to the coast) Hail, Smoke, Aircraft or Vehicles, Riot or Civil Commotion, Sprinkler Leakage, Vandalism, Sinkhole Collapse, (could be restricted or limited in Florida) and Volcanic Action.

Wesley Chapel Church Insurance — It Is Important to Know Which Coverage Form You Purchased!

Please call our agents toll-free by dialing 1-800-329-0093 to take advantage of our free Florida Church Insurance Policy Review Service, or use our convenient online request system picking a hyperlink that corresponds with the closest physical location of your Church to set up a time for us to review your Florida Church Insurance Policy:

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Specialized Coverage For:

Religious Institutions

Insurance for Churches and Religious Institutions

Strong Tower Insurance proudly offers solutions for Florida Church Insurance and Insurance for Religious Institutions. Call 800-329-0093 or click for more details.

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Charter & Private Schools

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Coverage We Offer: