Church Insurance Palm Harbor Fl

Church Insurance Palm Harbor Fl — Free Coverage Reviews!

Church Insurance Palm Harbor FlAre you looking for a different agent or company to care for your Church Insurance in Palm Harbor Florida or the surrounding communities?

If that is the case you can trust the agents of Strong Tower Insurance to provide your Religious Institution competitive options!

We offer free coverage reviews with absolutely no obligation to purchase.  We believe in earning the trust of our clients, so why not take advantage of our free coverage review?

Please call us by dialing 1-800-329-0093 Monday through Friday up until 5 PM EST, or send us a quote request online by choosing any of the links you see listed below that is closest to the physical location of your Church:

Church Insurance Palm Harbor Fl —What Is More Important to You, Price or Coverage? (Part 2)

We all want a good value on the products or services we purchase, isn’t that true?  No matter if you are looking to purchase a new car, home, or lawn care it’s important to comparison shop to make sure you’re not paying too much.

Many choose to take the same approach with their Commercial Insurance.

On the surface there isn’t anything wrong with taking this step, however it’s also important to recognize the inherent dangers of using price comparison when shopping for Church Insurance in Florida.

How can shopping for Church Insurance in Florida be perilous?   Because it is easy to pick the wrong coverage options when basing your decision exclusively on price.

When covering Church Property — meaning buildings owned by the church and business property there are three levels of coverage that we previously considered.

(The Basic, Broad, Special Coverage Form)

Most recently we have been covering information pertaining to the Basic Coverage Form.

The Basic Coverage Form offers the best pricing but at the same time the least amount of insurance protection. Let us now consider another type of claim event to set the stage to determine whether or not water damage would be covered under the Basic Coverage Form.

Church Insurance Palm Harbor Fl — Water Damage, Covered or Not Covered?

Claim ScenarioMomentous Heavenly Visions Church, (this is a fictitious Church, any reference to a real Church with this name is coincidental) a very popular New Age Mega Church with 6000+ members decide to expand their building do to their increasing membership. 

Architectural plans are drawn up, permits obtained, and construction begins in January with a completion date scheduled for May of the following year.  As is true of any type of construction project, sometimes delays occur. 

Because of poor weather, and a chronic shortage of skilled construction tradesmen, Momentous Heavenly Visions Church expansion is finally completed by October 15th, five months after the initial completion date was estimated.

The newly expanded building will allow up to 10,000 members.  Momentous Heavenly Visions Church grand opening is scheduled on the last Sunday in October.

Five days prior to the grand opening early in the morning the sprinkler system malfunctions causing thousands of gallons of water to discharge throughout the building causing extensive water damage.

One of the Church custodians in preparation for Sunday’s grand opening event discovered the issue promptly at 7 AM in the morning when he arrived and he quickly alerted the senior pastor.

Immediately a claim was filed with their insurance carrier.

Will this claim be covered under the Basic Coverage Form?  We will learn the answer to this question in our next post.

Church Insurance Palm Harbor Fl — Coverage Reviews Can Uncover Gaps in Your Protection!

The worst possible time to learn something isn’t covered by your insurance is right after the claim happens.

For this reason, the agents of Strong Tower Insurance offer free policy and coverage reviews to determine if you have gaps in your protection.

Why not take advantage of this service as you are shopping for Church Insurance in Palm Harbor Florida or the surrounding areas?

Please call to speak with one of our licensed agents right now by dialing 1-800-329-0093. (Our agents are available Monday through Friday until 5 PM)

If you find our website after hours you can make use of our online quote request system by picking one of the links you see below based on the physical location of your Church, if your city is not listed, choose the last link — All Other Areas:

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Specialized Coverage For:

Religious Institutions

Insurance for Churches and Religious Institutions

Strong Tower Insurance proudly offers comprehensive solutions for Florida Church Insurance and Insurance for Religious Institutions. Call 800-329-0093 or click for more details.

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Mission Trip Coverage

Insurance Coverage for Mission Trips

Taking part in a mission trip is a generous and noble act. You are reaching out to people in need with the intention of improving a stranger’s life. Learn how mission trip insurance policies can protect you. Visit our page to learn more.

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Charter & Private Schools

Insurance for Charter and Private Schools

Taking a one-size-fits-all approach is not necessarily a good idea when it comes to considering all possible areas where Private Schools may be vulnerable to litigation or claims. Click here to see how we can help.

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Pregnancy Centers

Insurance for Pregnancy Centers

As a pregnancy center, it is your job to help women receive the care and guidance they need in order to have a healthy birth plan. Learn why your pregnancy center must have the appropriate insurance coverage to protect your organiazation

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Nonprofit Organizations

Insurance for Nonprofit Organizations

Nonprofit organizations help our communities prosper and it is vital to obtain the appropriate insurance protection. Learn more by clicking our link.

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Daycare Centers

Insurance for Daycare Centers

Not all Day Care insurance policies are created equal. Call to speak with our specialist and we can design a plan around your needs.

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Coverage We Offer: